1) Plan staycations: Instead of splurging on expensive vacations that require airfare, consider exploring local attractions and staying at a bed-and-breakfast.  Look for nearby parks, beaches, museums or hiking trails where you can spend quality time without breaking the bank. 

2) DIY projects: Instead of hiring professionals for home improvement or landscaping projects, try tackling some tasks yourself. You can find tutorials and guides online to help you save money while improving your living space or garden.

3) Cut utility costs: Summer often brings higher electricity bills due to increased air conditioning usage. To save money, consider using fans instead of air conditioning whenever possible. Close curtains or blinds during the day to block out the sun’s heat. Opt for energy-efficient appliances and unplug electronics when not in use to reduce standby power consumption.

4) Utilize New Jersey’s Water Assistance Program (sponsored): If you’re struggling to pay your water or sewer bills, the program can help you avoid service disruptions, restore services, pay reconnection fees, and stay up-to-date on payments. Call 2-1-1 or visit waterassistance.nj.gov to learn more.

5) Organize a picnic: It is just us, or has going out to eat gotten considerably more expensive? Take advantage of the nice weather, pack a picnic and head to a local park. Trader Joes is a great place to stock up on picnic essentials (baguette, cheeses, cold cuts, canned dolmas, fruit and wine) that won’t break the bank.  

6) Take advantage of free community events: Many communities organize free or low-cost events during the summer months. Keep an eye out for concerts, festivals, movie screenings and  community gatherings that offer entertainment without the hefty price tag. 

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